JDCIFA would like to be your first choice for independent mortgage advice. Let’s face it, the whole buying process in the UK can be a nightmare and it’s practically impossible to find the best deal for your circumstances on your own. Not only do you need to know what the lenders offer, but you need to know their criteria too and that’s without the added complexity in dealing with solicitors and estate agents and in some cases, with housing associations and local authorities.
First established in 1970, JDCIFA started to specialise in Affordable Housing in the mid 1980’s and has had close links with Housing Associations and Local Authorities ever since. We are “Whole of Market” mortgage advisers.
Our reputation has grown over the years in this very specialist field and we have become one of the leading players in the Industry. We are regularly asked to comment on new schemes and regularly lobby the Government and Lenders on behalf of the first time buyer.
We strongly believe that everyone thinking of buying a property using Government funded schemes should receive Independent advice from an expert in the field and shouldn’t be left to fend for themselves.
Our standing in this field has led to links with developers in the new build market and we can regularly be seen at development launches and roadshows. We advise on all types of mortgages from the various Government schemes such as Shared Ownership, Help to Buy, Discount Market sale etc, to Buy to Let, Let to Buy, re-mortgages and we also deal with ex-pats and foreign nationals buying here in the UK.
Effectively, we are a “one stop shop” for all your mortgage needs, …and try to use plain English to cut through the industry jargon and help you through the mortgage maze.